Starting price$49/mo + $6/personOne plan; HR add-on $15 + $2/worker, time tracking $15 + $4/worker
Free trial / planFirst month free
Vettlo score87/100
G2 user rating4.8/5422 reviews
OnPay Review (2026): Pricing, Pros and Cons
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Short answer
OnPay ranks #2 of 7 in our payroll tools ranking (87/100). Best value for multi-state payroll. Paid plans start at $49/mo + $6/person (One plan; HR add-on $15 + $2/worker, time tracking $15 + $4/worker).
What is OnPay?
OnPay is full-service payroll with one base plan: $49 a month plus $6 per person paid. It includes unlimited pay runs, tax filings and payments in all 50 states, W-2s and 1099s, and integrations with no extra fee. HR tools, time tracking, compliance resources and live HR support are paid add-ons.
Who it's best for
Small businesses with employees or contractors in more than one state that want one simple price.
Why we rank it
It includes multi-state payroll and tax filing on its only plan, at the same price as Gusto's single-state Simple plan, and it shares the highest G2 rating here (4.8/5) with Patriot.
Pros and cons
Strengths
- Tax filing in all 50 states included at $49 + $6 per person
- No per-pay-run or integration fees
- Rated 4.8/5 on G2
Watch-outs
- HR tools cost $15 + $2 per worker a month extra
- Time tracking is a $15 + $4 per worker add-on
- Mailed year-end forms cost $10 each
Skip it if: You want HR, time tracking and payroll bundled on one plan without add-ons.
OnPay pricing
Paid plans start at $49/mo + $6/person (One plan; HR add-on $15 + $2/worker, time tracking $15 + $4/worker). Free plan or trial: First month free.
From OnPay's pricing page, checked on the date at the top of this review. See how it compares on price in our payroll tools pricing overview.
How we scored OnPay
Payroll score: 87/100
Payroll & tax filing (25%)4.5/5
Compliance & multi-state (15%)5/5
HR & benefits (15%)3.5/5
Time tracking & integrations (10%)3.5/5
Ease of use (15%)4.5/5
Price & value (20%)4.5/5
Each criterion is rated 0 to 5 and weighted for the category. See our methodology.
How OnPay compares
| # | Tool | Best for | Starting price | Score |
|---|---|---|---|---|
| 1 | Gusto | Small businesses that want payroll, benefits and core people tools in one place | $49/mo + $6/person | 88/100 |
| 2 | OnPay | Best value for multi-state payroll | $49/mo + $6/person | 87/100 |
| 3 | Rippling | Growing companies that want payroll, benefits and employee records in one system | From $8/employee/mo | 82/100 |
| 4 | RUN Powered by ADP | Small businesses that want a large provider's compliance and help desk services | Pricing on request | 80/100 |
| 5 | Square Payroll | Hourly, shift-based teams | $35/mo + $6/person | 79/100 |
| 6 | Patriot Payroll | Very small businesses on a tight budget | $37/mo + $5/worker | 78/100 |
Alternatives and comparisons
OnPay FAQ
How much does OnPay cost?
Paid plans start at $49/mo + $6/person (One plan; HR add-on $15 + $2/worker, time tracking $15 + $4/worker). Free plan or trial: First month free.
Is OnPay worth it?
OnPay scores 87/100 in our payroll tools ranking, where it is best value for multi-state payroll. It's a weaker fit if: you want HR, time tracking and payroll bundled on one plan without add-ons.
Does OnPay have a free plan or trial?
First month free.
What are the best OnPay alternatives?
In our payroll tools ranking, the closest alternatives are Gusto, Rippling and RUN Powered by ADP.